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Experiencing fire damage in your home or place of business can be tragic, and you will probably feel its effects for a long time afterwards. Fire truly is a bad master and the only thing you can hope for is that it doesn't cause too much damage. Nevertheless, there are ways to ensure you get back on your feet quickly and put the bad experience behind you: here are some tips to help you: Know What to Expect Highly combustible materials will probably become ashes or at the very least become seriously damaged. Any other thing the fire touched may also become damaged, and whatever survives will have to be carefully cleaned. Expect to find most of your valuables damaged in the process and start to mentally prepare yourself to start over. Ask For Help Experiencing such an incident may be quite traumatic and in as much as you might like to power through the incident, accept that you may need help. Find a safe place you can stay in temporarily, perhaps with friends or family as you figure out the next steps. There are some companies which deal in recovery of property after fire damage, and they may assist you with locating some of the stuff that survived. Do Not Go Back Into Your House Structures often get weakened after a fire, and the roof or floors may fall if stressed by weight. Besides, some flames may still be alive and start up again if stirred, trapping you inside. The firefighters will save most of your stuff anyway, and you shouldn't go back in until they say it's safe. Do not also turn your utilities back on such as gas and electricity. Contact Your Insurance Agency Call your insurance agent as soon as you can, you might have to give them details about everything you lost in the fire plus how much they cost. In most cases, they will help you with the repairs or relocation after they have determined the value of your home and lost property. In case you had no insurance, there are some organizations which may help you out such as American Red Cross, Salvation Army, religious organizations, community groups and emergency service offices. Replace Lost Documents You may not be able to go anywhere without your passport, driver's license, social security, mortgage papers, marriage and birth certificates. Most of these can be easily replaced. Also remember to cancel your credit cards if you can't find them. As for cash money, notes can be replaced at a regional Federal Reserve Bank provided a half or more of each note is still okay. Take Measures to Prevent a Repeat of the Same After you're done moving into a new place, or managed to recover your home, what you will need is peace of mind and security once again. This can only be done by ensuring your home has all the necessary safety features that will prevent fire damages in the future. This may involve installing smoke sensors and a home fire sprinkler system that will curb the fire before it gets out of hand. For more information, read here. |